Pre-planning Frequently Asked Questions

What is Preplanning, or pre-arrangement?
When you plan in advance, you are making choices now based on your wishes as to how your final arrangements will be carried out. Thus, you can reduce family concerns at the time of your death.

What do I need to do to preplan?
At your convenience, you can meet with a member of our staff to discuss your options and your preferences. By making some or all of these decisions now, you give your family peace of mind, and also benefit financially.

What are the advantages of advanced planning?
There are many advantages when you take care of your final arrangements
in advance. The most obvious benefit is financial, but there are a number of emotional benefits, too. When you make arrangements in advance you have a better opportunity to make informed choices. If you decide to prepay, you guarantee today's prices, and can take advantage of affordable payment plans. We can provide additional professional advice on preplanning and prepaying.

What is the difference between prepaying and preplanning? When you preplan, you do not need to pay for everything in advance—your estate can pay for the services at the rates being charged when your funeral is held. When your plan is complete, the funeral director will keep it on file until it is needed. However, if you prepay at the time you make your pre-arrangements, you can guarantee the cost. We offer several affordable payment and investment options.  We’ll be happy to discuss these options with you and help you make a decision that best suits your needs.

What are the funding options available for a funeral? 

The funding options are as follow:

Pre-payment for a funeral: 

You may make payment in full. This will guarantee the price of the funeral services and merchandise selected. Monthly payment plans may also be available depending upon the age of the individual.

Pre-funding funerals is a growing trend in America because of the peace of mind that comes from having one's affairs in order. Funding those arrangements with insurance coverage or a trust are the two ways we handle pre-funding. 

YOUR FUNDING IS SECURE 

Your funding is backed by a national industry leader for many years providing preneed insurance with thousands of policies in force. They consistently earn high marks for financial stability from the top financial ratings companies in the country. 

TAX FREE VALUE, TAX FREE DEATH BENEFITS 

Our plan provides life insurance benefits that are exempt from federal income tax when paid to a named beneficiary. Neither the increasing value of the coverage nor the total benefits paid at the time of death are federal income taxable. 

WHY PLAN AHEAD? 

Planning in advance of need provides peace of mind. The death of a loved one is a time of great loss and advance planning can reduce stress for your family with the knowledge that your preplan has been completed. This allows your loved ones to devote more time to coping and understanding the loss and less time concerned with funeral arrangements and financial details. 

MERCHANDISE AND FUNERAL COST 

Your Funeral Director understands that your personal choices are of the utmost importance. Your Funeral Director will meet with you to show the quality merchandise, assist you with the selection of the necessary merchandise and help you make the proper arrangements. Through pre-planning the cost of a funeral will be controlled. Merchandise selection during your pre-planning helps insure that you do not exceed what you want to pay. Pre-payment also offsets the risk of rising funeral costs in the future due to inflation. 

Where does the money go that I prepay into a plan?
Once we receive payment from you, we will deposit all of it into a life insurance policy or trust where it cannot be released to us until after the funeral you have chosen has been provided for you.   

What information will I need to provide on the Pre-plan/Pre-Arrangement online form? 
This easy-to-use form should take only a few minutes to complete and will require contact information, and your site/property and memorialization preferences. You’ll have the option to select services, based on your preferences and the associated costs. View or complete the Preplan form now.